Buying a Car in New Hampshire From Out of State | GetJerry.com (2024)

If you purchase a vehicle from a car dealership or private party out of state and want to register it in New Hampshire, you must provide proof of residency, register the vehicle, and submit the certificate of origin and/or title to the town/city clerk.

Buying a new-to-you car can be exciting, but the administrative side isn’t always easy—especially if you’re purchasing from out of state.

Whether you’re a New Hampshire resident looking to purchase a vehicle from a different state or you’re trying to transfer a title through your town or city clerk, trusted

car insurance

broker app

Jerry

is here with a guide on how to buy a car in New Hampshire from out of state. We’ll even share tips on how to save on

New Hampshire car insurance costs

!

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How to buy a car out of state as a New Hampshire resident

If you’re a New Hampshire resident who just bought a car in another state, you’ll need to register your vehicle and apply for a new title at your local town/city Clerk’s Office.

When you purchase a vehicle from a dealership or private party, they will provide you with either the certificate of origin or the title. New Hampshire buyers cannot use new titles made by out-of-state dealers, so you will need to bring these documents with you to the clerk’s office to apply for a new title.

To transfer the title of an out-of-state vehicle, you will need to bring the following:

  • Bill of sale

  • Original copy of the out-of-state vehicle title

  • Completed application for a certificate of ownership signed by buyer and seller

  • Completed New Hampshire registration application

  • Proof of valid New Hampshire car insurance

  • Proof of identification

  • Lease agreement (if applicable)

You will also need to provide two forms of proof of New Hampshire residency to begin the registration process.

Once you have provided proof of residency and transferred the title in New Hampshire, you can process the state transaction. If your Town/City Clerk is a municipal agent, they should be able to complete this part of the registration process.

The state transaction includes the following fees:

  • $10 vehicle transfer fee, plus local fees

  • $31.20 vehicle registration fee

  • $8 new license plate fee

  • $25 New Hampshire title fee

  • Motor vehicle permit fee (based on vehicle weight)

  • State registration fee (based on vehicle weight)

Luckily,

New Hampshire does not have a car sales tax

, so you will not be required to pay additional fees to register your vehicle from out of state.

Once you have completed these first steps of the registration process, you will receive your

New Hampshire license plates

. Next, the Clerk’s Office will forward the completed title application to your local DMV for processing, which should take approximately 40 to 50 days.

If you are financing a car from out of state, you will need to bring your registration to the Clerk’s Office along with the following:

  • Lienholder’s name and address

  • Name and address of vehicle purchase site

  • Date of purchase

  • Odometer reading

The Clerk will create an application and send it to the New Hampshire Title Bureau, where they will request your out-of-state title from your lienholder. You cannot complete your vehicle registration until your lienholder provides the title.

Once your documents are submitted, and your new title is confirmed and issued, you will receive your New Hampshire license plates.

MORE:

How to donate a car in New Jersey

How to buy a car in New Hampshire if you live out of state

Suppose you are buying a car in New Hampshire but live in a different state. The process for registering a New Hampshire vehicle in another state is fairly similar, but it varies based on your state of residence. Here is a basis for what you’ll need to bring to your local DMV:

Unlike New Hampshire, many states have a sales fee for vehicle purchases, so you may need to pay a local sales tax.

What if I don’t have a physical title?

In New Hampshire, all vehicles manufactured after 2000 must be registered alongside a vehicle title. The title must be an original paper copy—digital copies are not accepted. You can contact your local New Hampshire DMV for an original paper copy of your vehicle’s title.

If you’ve purchased a vehicle that was made before 1999, you are not required to submit a vehicle title as part of the registration process. Instead, you will need to provide a bill of sale that includes the following information:

  • Vehicle Identification Number (VIN) on a properly completed VIN verification form

  • Year, make, model

  • Engine size

  • Number of doors

  • Passenger capacity

MORE: New Hampshire replacement title

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Buying a Car in New Hampshire From Out of State | GetJerry.com (3)4.7/5 rating on the App Store | Trusted by 5+ million customers and 7 million cars

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Tips for buying a vehicle out of state

Buying a car from another state can be a great way to snag a lower sales price or find a vehicle that isn’t available in your area. If you’re considering buying a car from out of state, here are a few tips to help you along the way:

  • Know your home state’s vehicle sales tax. Keep in mind that when you buy a car out of state, you are required to pay the sales taxes from your home state.

  • Schedule a vehicle inspection in your home state. In order to operate your vehicle, it must meet state inspection requirements for your home state. You can learn more about

    New Hampshire’s inspection requirements

    here.

  • Get an emissions test. In New Hampshire, gas-powered vehicles, models made after 1996, and vehicles that weigh less than 8,500 pounds made after 1996 must pass a vehicle emissions test.

  • Check the vehicle history report. Whether you’re buying from a dealership or a private party, you should check your car’s history for any accidents or issues.

    CARFAX

    and other services can help you get a vehicle history report.

MORE:

New Hampshire gas tax

How to save on car insurance in New Hampshire

Although

car insurance is not required by New Hampshire law

, purchasing insurance coverage is the best way to keep yourself financially protected in the event of an accident. But if you’re handling an out-of-state vehicle purchase, you might not have the time to shop around for the best policy. With premiums varying from company to company, you’ll want to see your options before you sign on at a rate that drains your wallet.

That’s where

Jerry

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“Buying my first car was stressful since I’m 19 and it was from out-of-state. But getting car insurance wasn’t, thanks to

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FAQs

Can I buy a car in New Hampshire from out of state? ›

Buying a Vehicle from a Dealership in Another State

The buyer must apply for a new Title in his or her name at the town/city clerk's office and register the vehicle. A $25.00 title fee will apply, along with the appropriate registration fees. A VIN verification may be required.

Can you avoid MA sales tax if you buy your car in New Hampshire? ›

Thus, if the New Hampshire purchaser in a bona fide transaction accepts delivery of the said automobile in New Hampshire, no sales tax applies. However, if delivery of the automobile is made to the purchaser in Massachusetts, the sale is not exempt.

Is it better to buy a car in New Hampshire? ›

New Hampshire is the overall cheapest state to buy a car.

New Hampshire has relatively low unexpected fees for purchasing a car. You can save on upfront costs through the lack of state sales taxes and low registration fees. Insurance premiums are relatively low in the state as well at around $941 per year.

What are the disadvantages of buying a car out of state? ›

On the downside, buying a car out of state might be more complicated, and the costs of getting the car home might counteract any savings you'd otherwise have. You may also have to spend more time having an out-of-state vehicle inspected before your DMV will issue a registration tag.

Can you buy a car in New Hampshire as a non-resident? ›

Non-Resident Registrations

If you plan to purchase a vehicle through a New Hampshire dealer that will be housed exclusively in New Hampshire, please inform the dealer at the time of purchase that you are a non-resident.

Do NH residents pay sales tax on cars bought out-of-state? ›

Your clerk will likely return your bill of sale and keep the New Hampshire title. You will be asked to pay the difference in sales tax between the two states. Your new title will be mailed to you.

Do I have to pay sales tax if I buy a car in NH? ›

New Hampshire is one of the five states that imposes no sales tax on car purchases.

Can you buy a car in NH and register it in MA? ›

If youre going to be registering your car in Massachusetts, you will usually leave our New Hampshire dealership with the title to your new vehicle and the RMV-1 form. Your auto insurance company will need to stamp the RMV-1 form, after which you will be able to register your car in Massachusetts.

How much is excise tax for a car in New Hampshire? ›

The annual tax rate for the current model year is $18/$1000 of the list price. The rate drops annual in $3 increments; $15, $12, $9, $6, and ending at $3. Vehicles are registered in the birth month of the owner; initially the fees will be pro-rated from the date of registration to the birth month.

Why is NH car registration so expensive? ›

Because registering a vehicle in New Hampshire is a two-part process, there are fees due to both the town/city and to the State.

Where's the cheapest state to buy a car? ›

As you can see, New Hampshire is the most affordable state for new and used car purchases. It's worth noting that Florida and Oregon are viable choices. Florida's lowest starting cost can explain its unanticipated expenses. Furthermore, Florida cars will be in much better shape, which is a huge long-term benefit.

Which state has the lowest tax on cars? ›

Himachal Pradesh has one of the lowest rates in India.

What's the best state to buy a used car in? ›

Best States to Buy a Car

States like Alaska, Montana, Oregon, Delaware, and New Hampshire stand out due to their lack of statewide sales tax, as well as generally low unexpected fees. Iowa is also noteworthy for its affordable insurance rates, averaging less than $720 annually.

Can I buy a car out of state and register it in New York? ›

Yes. See instructions to register a vehicle when you are out of state.

Can I buy a car in another state and register it in New Jersey? ›

To complete a New Jersey title transfer as a new resident from out of state, you will need a driver's license, current title, proof of insurance, Universal Title Application (Form OS/SS-UTA), Vehicle Registration Application (Form BA-49), and a transfer title fee of $60.

Can I buy a car in NH if I live in NY? ›

Yes. The registration process is different in each state, however you can buy a vehicle in one state and register it in your home state. You'll need to make sure the vehicle can pass your state's emissions test and road worthiness inspection. You'll also need to confirm that the vehicle title is clear of any liens.

Can I buy a car in New Hampshire and register it in Florida? ›

Registering an Out-of-State Vehicle in Florida

If you have an out-of-state motor vehicle, you must: Obtain a driver's license in Florida. Obtain auto insurance in Florida. Get a VIN check and official odometer filing done.

How do I register a car I bought out of state in NH? ›

Please provide proof of residency if you have not already done so as established by your town/city. Registering a vehicle purchased from an out-of-state dealership: Present to your town/city clerk your title from the dealership or the New Hampshire title application from the lienholder.

Why buy a car in New Hampshire? ›

¦ New Hampshire, Oregon, Alaska and Montana are the only states that don't levy sales tax on vehicle purchases. ¦ Missouri's average gas price of $1.59 per gallon is the lowest in the nation. and Washington. ¦ Eight of the 10 least-expensive states to own a car are coastal states.

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